Interest Free

Shop Smart Shop Interest Free with the HSBC Classic Credit Card

Choose the card that helps you get what you want now, and allows you to make further Interest Free* purchases in the future.

Ideal for bigger purchases

The HSBC Classic Credit Card gives you the flexibility to buy njow and spread your repayments Interest Free* for purchases over $500. Ask in store for details. Minimum monthly repayments apply.

How do I take advantage of Interest Free*?

Let a staff member know you wish to purchase Interest Free*. If you are approved, you can take your new purchase home today, and your new HSBC Classic Credit Card will be mailed to you.

Available to new, approved customers who apply for the HSBC Classic Credit Card. Annual Fee $79. Interest Free* purchases revert to the variable cash advance rate applicable at the time. Minimum purchase amounts and conditions apply.

Making further Interest Free* purchases

Once you are approved and have your HSBC Classic Credit Card, kyou have the ability to make further Interest Free* purchases, as long as you stay within your approved credit limit. When you’ve found what you want, simply ask the staff member to make the payment for the new item as an ‘add on’ to benefit from Interest Free*.

Ask in store for Interest Free*

Credit provided by HSBC Bank Australia Limited ABN 48 006 434 162 Australian Credit Licence 232595. Offer available to new, approved HSBC credit card holders who apply by the offer expiry date. Fees, charges, terms, conditions and HSBC lending criteria apply to all credit cards issued by HSBC. Visit hsbc.com.au or call 1300 308 880. Interest rates are valid at the time of publication and are subject to change. HSBC credit card account holders who have previously cancelled their card may be ineligible for these promotional offers.

*Available at participating retailers only. Minimum purchase and conditions apply. Interest free finance is applied only to promotional transactions for the specified period. Balances outstanding at the end of the promotional period will form part of the normal account balances and will accrue interest at the cash advance rate. Monthly repayments are required and calculated at 3% of the outstanding balance of $20, whichever is higher.


Take it home today  No Interest, Ever!

Simply visit www.certegyezipay.com.au to get pre-approved through their fast and easy application process. Come to our showroom and find your new furniture and bedding, then take home your new furniture and pay no interest, ever!

Really? No Interest Ever on my new furniture and bedding? One of the great benefits of your payment plan is that you never pay interest on the amount you owe. There are fees to set up and run your account and to process your repayments. These fees are included in your credit and payment schedules. So you know exactly how much you are being charged and, providing you stick to your payment plan, you know exactly how many payments you need to make. So there really is no interest. Ever!

Who is Certegy Ezi-Pay? Certegy Ezi-Pay Pty Ltd has been providing a No Interest Ever!* retail payment plan since 2000. For more information, visit www.certegyezipay.com.au

What is Certegy Ezi-Pay? A continuing credit payment plan that lets you purchase goods or services today, by paying an initial deposit, with the remaining balance being conveniently direct debited fortnightly. There is a simple application, no invasive questions and fast approval times. Best of all there is NO INTEREST EVER!*

What are the set up fees and charges for an Ezi-Pay plan? When you make your initial purchase, Certegy Ezi-Pay will open an Account for you. With this initial purchase you will pay a purchase establishment fee between $35 and $90 which will set up your account, and is payable over the term of the plan. The Account will provide you access to online information about your purchase(s), credit schedule(s), access to our 1800 customer call in facility and other benefits. There is a monthly account keeping fee of $3.50 which will be direct debited whilst your account remains active.

Are there any other charges? There is a $2.95 payment processing fee to process each repayment. Please remember that your payment plan is NO INTEREST EVER!*Please refer to the “Terms and Conditions” in store for further details.

Can I make multiple purchases? Yes, as your available credit increases as per the repayment calculation detailed within the “Terms and Conditions”, additional transactions are possible. The online Account tool enables you to keep track of your available credit as you make repayments.

Can I close my Account and are there any charges? Once your purchase(s) have been paid in full and your account balance is zero you can cancel via written notice to Certegy Ezi-Pay. There are NO additional fees for closing your Account or paying out early.

What do I need to apply for a payment plan?

• To be over 18 years of age and be a permanent resident of Australia.

• To be employed on a full-time basis working a minimum of 30 hours or be an Aged or Veteran’s Pensioner.

• To have a bank account or credit card in name.

•  To have valid photo identification (usually a driver’s licence).

If you don’t meet these conditions your application may be approved but we will ask for more information so we can assess your circumstances in more detail.